:root{
  --pine:#123229;--pine-2:#1d4a3c;--moss:#4f7a5f;--sand:#f5f0e6;--sand-2:#ebe3d3;
  --ink:#1a1f1c;--muted:#56605a;--line:#d9d0bd;--flare:#e2601a;--flare-d:#b94b10;--white:#fff;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --r:14px;--max:1120px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--sand);color:var(--ink);font:17px/1.65 var(--sans)}
img{max-width:100%;height:auto}
a{color:var(--pine-2)}
a:hover{color:var(--flare-d)}
:focus-visible{outline:3px solid var(--flare);outline-offset:2px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
h1,h2,h3{font-family:var(--serif);line-height:1.15;color:var(--pine);letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);margin:.2em 0 .35em}
h2{font-size:clamp(1.55rem,3vw,2.1rem);margin:1.6em 0 .5em}
h3{font-size:1.25rem;margin:1.2em 0 .3em}

/* header */
.top{background:var(--pine);color:var(--sand)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:var(--sand);text-decoration:none;font:700 1.12rem/1.1 var(--serif)}
.brand small{display:block;font:500 .72rem/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase;opacity:.75}
.brand svg{flex:none}
nav ul{display:flex;gap:18px;white-space:nowrap;list-style:none;margin:0;padding:0}
nav a{color:var(--sand);text-decoration:none;font-size:.95rem;opacity:.9}
nav a:hover,nav a[aria-current]{color:#fff;opacity:1;text-decoration:underline;text-underline-offset:5px}
.call{display:inline-flex;align-items:center;gap:8px;background:var(--flare);color:#fff;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:999px;white-space:nowrap;transition:background .15s}
.call:hover{background:var(--flare-d);color:#fff}
.call.big{font-size:1.15rem;padding:15px 26px}
.ghost{display:inline-flex;align-items:center;padding:13px 22px;border-radius:999px;border:2px solid currentColor;text-decoration:none;font-weight:600}
@media (max-width:1180px){.top .wrap{flex-wrap:wrap;padding-top:10px}nav{order:3;width:100%;overflow-x:auto;padding:4px 0 12px;-webkit-overflow-scrolling:touch}nav ul{gap:16px}}

/* hero */
.hero{background:var(--pine);color:var(--sand);position:relative;overflow:hidden;padding:56px 0 72px}
.hero::before{content:"";position:absolute;inset:0;opacity:.13;pointer-events:none;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='600' height='600' fill='none' stroke='%23f5f0e6' stroke-width='1.2'%3E%3Cpath d='M-20 120c120-60 220 40 340-10s200-90 300-20'/%3E%3Cpath d='M-20 170c110-50 230 50 350 0s190-80 290-10'/%3E%3Cpath d='M-20 220c120-40 220 60 340 10s210-70 300 0'/%3E%3Cpath d='M-20 330c100-70 240 30 360-20s180-60 280 10'/%3E%3Cpath d='M-20 380c120-60 230 40 350-10s190-50 290 20'/%3E%3Cpath d='M-20 480c130-50 210 50 330 0s200-80 310-10'/%3E%3Cpath d='M-20 530c120-40 230 60 350 10s190-70 290 0'/%3E%3C/svg%3E");background-size:600px}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.25fr .9fr;gap:48px;align-items:center}
.hero h1{color:#fff}
.hero .lede{font-size:1.15rem;max-width:36em;opacity:.92}
.eyebrow{display:inline-block;font:600 .78rem/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:#f3b48f;margin-bottom:6px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 18px}
.hero .ghost{color:var(--sand)}
.ticks{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.93rem;opacity:.9}
.ticks li::before{content:"✓ ";color:#f3b48f;font-weight:700}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:28px}.hero{padding:36px 0 48px}}

/* form card */
.card{background:var(--white);color:var(--ink);border-radius:var(--r);padding:26px;box-shadow:0 18px 50px rgba(0,0,0,.22)}
.card h2{margin:0 0 4px;font-size:1.45rem}
.card p.sub{margin:0 0 16px;color:var(--muted);font-size:.95rem}
form label{display:block;font-size:.85rem;font-weight:600;margin:10px 0 4px}
form input,form select,form textarea{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
form textarea{min-height:80px;resize:vertical}
form button{margin-top:16px;width:100%;border:0;cursor:pointer;font:700 1.05rem var(--sans);background:var(--flare);color:#fff;padding:14px;border-radius:999px}
form button:hover{background:var(--flare-d)}
.fine{font-size:.78rem;color:var(--muted);margin:10px 0 0}
.hp{position:absolute;left:-9999px}

/* sections */
section.band{padding:64px 0}
section.alt{background:var(--sand-2)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
@media (max-width:860px){.grid3,.grid2{grid-template-columns:1fr}}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;display:flex;flex-direction:column}
.tile h3{margin-top:0}
.tile p{margin:.2em 0 1em;color:var(--muted)}
.tile a.more{margin-top:auto;font-weight:700;text-decoration:none}
.tile a.more::after{content:" →"}
.num{font:700 2.2rem/1 var(--serif);color:var(--flare)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.steps li{background:#fff;border-radius:var(--r);padding:22px;border:1px solid var(--line)}
.steps li::before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--pine);color:#fff;font-weight:700;margin-bottom:8px}
@media (max-width:860px){.steps{grid-template-columns:1fr}}

/* article pages */
.pagehead{background:var(--pine);color:var(--sand);padding:40px 0 44px}
.pagehead h1{color:#fff;margin-bottom:.2em}
.pagehead p{max-width:42em;font-size:1.1rem;opacity:.92;margin:0}
.crumbs{font-size:.85rem;margin-bottom:8px;opacity:.8}
.crumbs a{color:var(--sand)}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;padding:44px 0 64px}
.layout aside .card{position:sticky;top:20px}
@media (max-width:960px){.layout{grid-template-columns:1fr}}
article{max-width:44em}
.answer{background:#fff;border-left:5px solid var(--flare);padding:18px 22px;border-radius:0 var(--r) var(--r) 0;margin:0 0 8px;font-size:1.05rem}
.answer strong{color:var(--pine)}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;font-size:.97rem;margin:12px 0}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line)}
th{background:var(--pine);color:#fff;font-weight:600}
.note{font-size:.88rem;color:var(--muted)}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0}
details summary{cursor:pointer;font-weight:700;color:var(--pine)}
details[open] summary{margin-bottom:6px}
.towns{columns:3 180px;padding-left:1.1em}
.towns li{margin:2px 0}

/* cta band + footer */
.ctaband{background:var(--flare);color:#fff;padding:44px 0;text-align:center}
.ctaband h2{color:#fff;margin:0 0 6px}
.ctaband .call{background:var(--pine);margin-top:14px}
.ctaband .call:hover{background:#0b211b}
footer{background:#0d241d;color:#c9d3cc;padding:44px 0 90px;font-size:.92rem}
footer a{color:#e7efe9}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
footer h3{color:#fff;font-size:1rem;margin:0 0 8px;font-family:var(--sans)}
footer ul{list-style:none;padding:0;margin:0}
footer .disc{border-top:1px solid #23443a;margin-top:28px;padding-top:18px;font-size:.82rem;opacity:.85}
@media (max-width:760px){footer .cols{grid-template-columns:1fr}}

/* sticky mobile call bar */
.mbar{display:none}
@media (max-width:760px){
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(13,36,29,.97)}
  .mbar a{flex:1;justify-content:center}
  .mbar .ghost{color:#fff;padding:11px}
  .top .call{display:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}